What are your aspirations?

Nothing in life is without risk. We choose to take additional risk only if we believe we will be rewarded for doing so. Investing is no different. Your expected investment return is the financial reward you expect to receive for accepting a degree of investment risk. So what is investment risk? Put simply, it is a measure of how much uncertainty there is about the return an investment may deliver. The more risk you take, the wider the range of potential outcomes. Taking additional risk can therefore lead to higher or lower actual returns than you would otherwise have achieved. So you must balance your desire to receive a potentially greater return from a riskier investment with a lower return from a less risky investment.

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 The value of investments and the income they produce can fall as well as rise, you may get back less than you invested